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ResearchPaper
2003
Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences
Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences
Abstract (English)
Analyzing secondary and primary data, this paper suggests a shift in national development policies from solely promoting rural credit to supporting savings activities. The household data are econometrically analyzed applying the Conjoint Analysis (CA). The CA gave valuable insights into how to improve outreach of formal financial institutes (FFIs) by adapting the credit products to client preferences and revealed an unattended demand for savings instruments. Due the enormous credit outreach of the FFIs in Vietnam, it would be more efficient to launch a credit consolidation policy and to implement a reliable and sustainable deposit collection system at the village level. However, in national policymaking a paradigm change must take place and the capability of rural households to save needs to be recognized by policy-makers.
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Notes
Publication license
Publication series
Forschung zur Entwicklungsökonomie und -politik / Research in development economics and policy; 2003,1
Published in
Faculty
Faculty of Agricultural Sciences
Institute
Institute of Agricultural Sciences in the Tropics (Hans-Ruthenberg-Institute)
Examination date
Supervisor
Edition / version
Citation
Identification
DOI
ISSN
ISBN
Language
English
Publisher
Publisher place
Classification (DDC)
630 Agriculture
Original object
Free keywords
Standardized keywords (GND)
Sustainable Development Goals
BibTeX
@techreport{Dufhues2003,
url = {https://hohpublica.uni-hohenheim.de/handle/123456789/5022},
author = {Dufhues, Thomas Bernhard},
title = {Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences},
year = {2003},
school = {Universität Hohenheim},
series = {Forschung zur Entwicklungsökonomie und -politik / Research in development economics and policy},
}