Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences

Dufhues, Thomas Bernhard

Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences

dc.contributor.author	Dufhues, Thomas Bernhard	de
dc.date.accessioned	2024-04-08T08:37:23Z
dc.date.available	2024-04-08T08:37:23Z
dc.date.created	2005-07-05
dc.date.issued	2003
dc.description.abstract	Analyzing secondary and primary data, this paper suggests a shift in national development policies from solely promoting rural credit to supporting savings activities. The household data are econometrically analyzed applying the Conjoint Analysis (CA). The CA gave valuable insights into how to improve outreach of formal financial institutes (FFIs) by adapting the credit products to client preferences and revealed an unattended demand for savings instruments. Due the enormous credit outreach of the FFIs in Vietnam, it would be more efficient to launch a credit consolidation policy and to implement a reliable and sustainable deposit collection system at the village level. However, in national policymaking a paradigm change must take place and the capability of rural households to save needs to be recognized by policy-makers.	en
dc.identifier.swb	118786784
dc.identifier.uri	https://hohpublica.uni-hohenheim.de/handle/123456789/5022
dc.identifier.urn	urn:nbn:de:bsz:100-opus-992
dc.language.iso	eng
dc.relation.ispartofseries	Forschung zur Entwicklungsökonomie und -politik / Research in development economics and policy; 2003,1
dc.rights.license	publ-ohne-pod	en
dc.rights.license	publ-ohne-pod	de
dc.rights.uri	http://opus.uni-hohenheim.de/doku/lic_ubh.php
dc.subject	Rural credit	en
dc.subject	Conjoint analysis	en
dc.subject	Vietnam	en
dc.subject.ddc	630
dc.subject.gnd	Nordvietnam	de
dc.subject.gnd	Kreditmarkt	de
dc.subject.gnd	Ländlicher Raum	de
dc.subject.gnd	Conjoint Measurement	de
dc.title	Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences	de
dc.type.dcmi	Text	de
dc.type.dini	WorkingPaper	de
local.access	uneingeschränkter Zugriff	en
local.access	uneingeschränkter Zugriff	de
local.bibliographicCitation.publisherPlace	Universität Hohenheim	de
local.export.bibtex	@techreport{Dufhues2003, url = {https://hohpublica.uni-hohenheim.de/handle/123456789/5022}, author = {Dufhues, Thomas Bernhard}, title = {Towards demand-driven financial services in Northern Vietnam: a participatory analysis of customer preferences}, year = {2003}, school = {Universität Hohenheim}, series = {Forschung zur Entwicklungsökonomie und -politik / Research in development economics and policy}, }
local.export.bibtexAuthor	Dufhues, Thomas Bernhard
local.export.bibtexKey	Dufhues2003
local.export.bibtexType	@techreport
local.faculty.number	2	de
local.institute.number	490	de
local.opus.number	99
local.series.issueNumber	2003,1
local.series.title	Forschung zur Entwicklungsökonomie und -politik / Research in development economics and policy
local.university	Universität Hohenheim	de
local.university.faculty	Faculty of Agricultural Sciences	en
local.university.faculty	Fakultät Agrarwissenschaften	de
local.university.institute	Institute for Agricultural Economics and Social Sciences in the Tropics and Subtropics	en
local.university.institute	Institut für Agrar- und Sozialökonomie in den Tropen und Subtropen	de

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Institut für Tropische Agrarwissenschaften (Hans-Ruthenberg-Institut)
Forschung zur Entwicklungsökonomie und -politik / Research in development economics and policy